Home Equity Loans

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First Alliance offers a fixed-rate home equity loan or our flexible home equity line of credit (HELOC). Both home equities let you access the equity in your home to pay for home remodeling, education expenses, weddings, your next vehicle, and more!

Choose the Home Equity Loan that's right for you*:

Home Equity Line of Credit (HELOC)

Our Home Equity Line of Credit is the choice for members who like having the flexibility to draw funds when they need it and for most any purpose.

  • An open ended line of credit with easy access using our home equity line of credit checks, or through CU Connect On-line banking. Monthly payment changes based on the amount you borrow.
  • Primary residence only
  • The interest you pay may be tax deductible - consult your tax advisor for more information.

Fixed Rate Home Equity Loans

Our Fixed Rate Home Equity Loan is one lump sum disbursed at the beginning of your loan.

  • Interest rate and payment remain the same over the life of the loan
  • The interest you pay may be tax deductible - consult your tax advisor for more information

 

"We applied for a HELOC and found the process very efficient. The loan officer was very professional and personable. He answered all of our questions and we were very pleased with the service and process." ~ First Alliance Member



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* Eligibility for home equity products is subject to credit approval.